YES Bank Frequently Asked Questions(FAQ)
What are the advantages of Yes Bank Personal Loan?
The advantages of applying for a Yes Bank personal loan in Bangalore are:
- Quick documentation process with 100% transparency
- No collateral security needed
- Hassle free application procedures and quick approvals of personal loans
- Flexible loan tenure that makes it comfortable for you to payback at a convenient time
- Highly competitive interest rates
- Applying for a Yes Bank personal loans hardly requires no time with flexible options
Can I apply for a Yes Bank personal loan online?
Yes, its easy to apply Yes Bank Personal Loan online. Just provide your basic information by filling a simple form in our website, based on your information our team will check your eligibility and inform you about your loan process within 5 minutes.
How to find my Yes Bank personal loan statement online?
Customers can get their personal loan statement online easily, by paying an amount of Rs.750 per statement.
What are the pre-closure charges?
Pre-closure charges attract no extra charges provided all the EMIs are cleared by the customer.
Can I postpone/reschedule my EMI payments?
Yes, provided the customers will need to intimate the bank of the change. However, any changes may attract some charges by the bank.
Should I pay extra to change the installment date?
Yes, the bank may charge extra for changing the loan payment date.
Penalty charges of late EMI?
Customers will be charged a penalty of 24% per annum on the outstanding EMI amount.
How much personal loan does Yes Bank offer?
Customers can avail personal loans from Yes Bank ranging from Rs.2 Lakhs to Rs.20 Lakhs depending on their requirement and eligibility.