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Apply Personal Loan in Bangalore at 10.49% ROI

Personal loan is a loan which is taken for immediate personal use. It can be taken for any personal use like for a vacation, marriage in the family, sudden medical expenditure etc. Personal loan doesn’t require any collateral security or any surety and is easily available. The amount of loan ranges from Rs.50, 000- Rs. 30 lakhs with a repaying period of 1-5 years. Personal loan Bangalore is a service provider to those who are looking for personal loan in Bangalore city. If you are looking for a personal loan then you are at the right place.

Get instant personal loan in Bangalore

The demand for personal loan in Bangalore is growing day by day along with interest rates. We provide personal loan at most competitive interest rate. Personal loan bangalore offers personal loan at very less rate of interest and lowest EMI possible and no hidden charges. We will process your documents in the concerned bank and helps you to get personal loan as soon as possible. Based on your profile we will give you a suggestion to choose a bank and clearly we explain the terms and condition, rate of interest, processing fee, insurance etc. Once you agreed, then we will collect your documents and process your application in the concerned bank.

Bangalore is a big IT hub in India, where the personal loan interest rates are revised every day. Personal loan in Bangalore helps you to get personal loan at lowest rate of interest with complete information at your door step.

Personal loan bangalore offers personal loan from various banks like HDFC Bank, ICICI Bank, Axis Bank, Standard Chartered Bank, Kotak Mahindra Bank, Indus ind Bank, ING Vysya Bank, HDB Finance, Fullerton India etc. Personal loan Bangalore does not provide any loans, but we do forward your requirements to the respective bank and help you to get the loan as early as possible.

Personal loan does not require any surety but it’s just a simple paper work which includes flexi repayment with quick approval. Before taking personal loan in Bangalore, check all the details like terms and conditions, processing fee, rate of interest etc. For any of your queries, please send your requirements to info@clgfinanceservices.com or call us on +91 87480 69526.

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Eligibility to apply Personal Loan

If you are planning to take personal loan then you should aware about personal loan eligibility criteria. Different banks have different criteria for giving personal loan. You can check your personal loan eligibility by using our Eligibility calculator. Most of the banks have the personal loan eligibility calculator to make your work easy. If you wish to apply personal loan you must satisfy the bank that you completely fit in their personal loan eligibility criteria.

General Eligibility
Age limit Min 21 years – Max 60 years
Employment Type Salaried/ Self-employed professionals/ non-professionals
Employment Status Employed/In-business for at least 2 years, at least 1 year with current employer/business
Minimum Income Minimum 15k net income per month
Loan Amount Minimum 50,000 – Max 50 lacs

Personal Loan Eligibility Calculator

  • INR
  • Year
  • %
  • %
  • Eligible Loan Amount
  • Monthly EMI

Documents required for Salaried Employee

  • Identity proof
  • Current residence Proof/permanent address proof
  • Salary Slips for 3 months
  • 6 months Bank statements
  • Appointment letter and proof of work experience.
  • Photograph and PAN Card xerox

Documents required for Self Employed

  • Identity proof
  • IT Returns CA certified copies for 2 years complete set
  • Business Continuity/existence proof 3 years old
  • Education proof
  • Partnership Deed & other mandatory documents
  • Balance Sheets

Latest Rate of interest

Compare Personal Loan Rate of Interest in Bangalore

Personal loan rate of interest is varying from bank to bank, but personal loan interest rate depends on your salary or income, your company category, credit score or payment history and your relationship with the bank. Before applying personal loan you need to aware of personal loan details, please refer our personal loan blog if you need more information. Compare personal loan interest rate offered by various banks.
Bank Name Rate of Interest for Salaried Employee Processing Fee
HDFC Bank 10.49% - 17.85% 0%(MIN) TO 2.5%(MAX )
Axis Bank 11.99% to 24% 0.99%(MIN) TO 2%(MAX )
ICICI Bank 10.49% - 17.85% 0%(MIN) TO 2.5%(MAX )
Standard Chartered Bank 11% - 16% 0%(MIN) TO 1000 ON LOAN AMOUNT(MAX)
IndusInd Bank 14% - 16% Up to 2.50% of loan amount plus tax
Kotak Bank 11.50% - 24.00% Up to 3.00% of loan amount
HDB Finance 14% TO 21% 1%(MIN) TO 2%(MAX )
Fullerton Finance 13.00% - 24.00% 2%
State Bank of India 11.00% - 17.65% Nil
IDFC Bank 10.49% - 24.00% 2% to 4%
Tata Capital 13.50% - 18% 1%(MIN) TO 2%(MAX )
Yes Bank 12.50% - 16.00% 2% to 3%

Current Month OffersNew

Personal loan bangalore rate of interest starts @ 10.49% onwards for the month of . Super Cat-A and Cat-A companies will get additional benefits and special rate of interest. Personal loan offers will change every month. This month we have a special rate of interest and additional benefits. Below mentioned companies will get special rate of interest:

Personal Loan offers () - Personal Loan offered by various Banks

Company Name Personal Loan Interest Rate Processing Fee Pre closure charges
HP Globalsoft Ltd Employees 12.5% onwards 0.25% 0%
IBM India Pvt Ltd Employees 12.5% onwards 0.25% 0%
Oracle Employees 11.49% onwards 0.25% 0%
PAccenture Employees 12.5% onwards 0% 0%
TCS Employees 11.49% onwards 0% 0%
CTS Employees 12.5% onwards 0% 0%
Wipro Employees 12.5% onwards 0.25% 0%
Dell Employees 12% onwards 0.25% 0%
Cap Gemini Employees 12.49% onwards 0% 0%
IGATE Global Solutions Ltd Employees 12.5% onwards 0.25% 0%
Mphasis Ltd Employees 13.25% onwards 0.5% 0%
HCL Employees 13.5% onwards 0.25% 0%
Honeywell Employees 13% onwards 0.25% 0%
Thomson Reuters Employees 12.5% onwards 0.25% 0%
Samsung Employees 13.25% onwards 0.25% 0%
Cisco Employees 12.5% onwards 0% 0%
Mindtree Employees 13.25% onwards 0.25% 0%
Ericsson Employees 13% onwards 0.25% 0%
Mahindra Employees 13.5% onwards 0.25% 0%
Intel Employees 12.5% onwards 0.5% 0%
General Motors Employees 12.5% onwards 0.5% 0%
Infosys Employees 11.49% onwards 0.5% 0%
Amazon India Employees 11.49% onwards 0.5% 0%

EMI Calculator

Personal Loan EMI Calculator

Equated Monthly Installments (EMIs) are the monthly payments that have to be paid in order to pay off the personal loans. The EMIs consist of part of the principal amount to be repaid as well as well as the interest on loan. The interest paid for each installment is higher initially and it reduces with each payment. Use our Personal Loan EMI calculator to know monthly EMI:
  • INR
  • %
  • Months
  • Monthly EMI
  • Total Interest
  • Total Amount

FAQ

Frequently Asked Questions

What is a Personal Loan?

Personal loan is a loan which is taken for immediate personal use. It can be taken for any personal use like for a vacation, marriage in the family, sudden medical expenditure etc. Personal loan doesn’t require any collateral security or any surety and is easily available. The amount of loan ranges from Rs.50, 000- Rs. 30 lakhs with a repaying period of 1-5 years.

What is the amount of personal loan one can get?

The minimum and the maximum amount of loan vary from bank to bank and also the repaying capacity of the borrower. However the banks and the NBFC’s offer personal loan ranging from minimum Rs.1000 to maximum Rs.15 lakhs or even 30 lakhs depending on the financial status of the borrower.

What is the tenure of the personal loan?

The tenure of repayment of personal loan generally ranges from 12 months to 60 months.

What are the interest rates on personal loan?

The personal loan interest rates by each bank are calculated by their own unique classification method. The interest rates vary from 12.99% to 25% for various banks.

What are the charges applicable for personal loan?
The banks mainly charge following fees:
  • Processing fees: The processing fee varies from bank to bank. But generally is in the range of 05%-2.5%.
  • Prepayment Charges: Few banks take pre payment charges i.e. they charge if the borrower pays the loan amount before the tenure. Generally the pre payment charges are in the range of 0%-5%.
  • Cheque Bounce Charges: Few banks charge if the cheque deposited gets bounced. It is in the range of Rs.500 per cheque to Rs.1000 per cheque.
  • There are other charges like cheque swap charges, amortization schedule charges, statement of account charges, duplicate statement issuance charges etc. which is different for every bank.
What are the eligibility criteria for personal loan?

The eligibility criteria for personal loan vary from bank to bank. Banks decide the repayment capacity of the borrower on the basis of age, income, employment and work experience. The criterion is mainly based on the work profile of the borrower i.e. whether he is self employed or salaried.

Eligibility for self employed:
  • Individuals in the age group 24 years to 65 years can apply
  • Borrower should have minimum of 3 years work experience
Eligibility of salaried:
  • Individuals in the age group 21 years to 58 years can apply
  • Borrower should be with the current employer for minimum 1 year
How to choose the best personal loan?
Calculate the loan cost on the basis of interest rates and other charges of various banks:
  • Choose lowest Interest rates: The personal loan interest rates range from 12.99% -25%. One must go for the loan offering minimum interest rates.
  • Check Processing fees and other charges: When going for personal loan one must read all the charges carefully. Different banks have different processing fees ranging from 0.5%-2.5%. Many banks don’t charge pre payment penalties which is advantageous for the borrower.
  • EMIs: The monthly installments change with the tenure. If the tenure is short the EMIs are high but the interest amount is less. But if the tenure is long the EMIs are low but the interest amount is high. So one should compare the various EMIs according to the repayment capacity.
  • Check out the eligibility criteria: The banks offer personal loans on the basis of eligibility criteria and this varies from bank to bank. One should check the eligibility criteria for personal loan in various banks to get the best deals.
How to get instant online personal loan?

One can apply by filling our enquiry form or cantact form.

How much time will it take to get my personal loan approval?

Once we received your application and all the documents it will take 48 hours for loan approval.

How can i submit documents to apply online personal loan?

Once all the documents are ready, our executive will come and collect documents at your doorstep.

Where can i check my loan application status?

You can check your status with us or respective bank websites.

Current News New

Personal Loan News - Current updates for the month of

Customer Testimonials Write Review

  • I got my personal loan at less rate of interest. Thank you personal loan Bangalore to get my loan within 3 days.
    Mahesh, DHR India Pvt. Ltd.
  • personal loan Bangalore provided a quick service and i got loan approval in 2 days. Thanks for the quick service.
    Kranthi, Future Group
  • This company provided good service to get my personal loan. They guided me with all the details regarding rate of interest. I am very happy with the service.
    Shivaganeshan, New Electricals India Pvt. Ltd.
  • Thanks Anil, for your quick process & approval on my personal loan. I am really happy for your help.
    Sajeesh, Magna Infotech Pvt. Ltd.

Disclaimer: Personal Loan Bangalore is not a bank, we will pass your loan requirement to concerned bank DSA. DSA team will contact you to process your loan requirement. We don't provide personal loans on our own. Data provided in our website is sourced from various banks websites to help customers to understand personal loan procedure.

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