Welcome to Hdfc Home loan

HDFC offers home loans with EMIs starting from ₹659 per lac and interest rates starting from 6.90%* p.a.. Create a space of your own with HDFC Home Loans. Our housing loan is tailor made for salaried individuals as they offer an attractive rate of interest and a longer tenure. We also provide you with legal and technical counselling to help you make the right home buying decision. HDFC Housing Loan offers you all online Home Loan solutions if you want to buy, construct or renovate your house. Turn your dream home into reality with HDFC Home Loans With benefits such as a low-interest rate, longer tenure, comfortable home loan EMI and doorstep service, apply online for an HDFC Home Loan today.

Step by Step Process of How to Apply for a Home Loan

1. Step 1: Visit the website of the online home loan provider – https://www.hdfc.com
2. Step 2: Click on ‘Apply for Home Loan’
3. Step 3: To find out the loan amount you are eligible for, click on ‘Check Eligibility’.
4. Step 4: Under the ‘Basic information’ tab, select the type of loan you are looking for (home loan, home improvement loan, plot loans, etc.). You can click on the link beside the loan type for more information.
5. Step 5: If you have shortlisted a property, click on ‘yes’ in the next question and provide the property details (state, city and estimated cost of property); if you haven’t yet decided on the property, select ‘no’. Fill in your name under ‘Applicant’s Name’. If you want to add a co-applicant to your loan application, select the number of co-applicants (you can have a maximum of 8 co-applicants).
6. Step 6: Under the ‘Applicants’ tab, select your residential status (Indian / NRI), provide the state and city you are currently residing in, provide your gender, age, occupation, retirement age, email ID and mobile number, gross/total monthly income, and EMI paid each month for all existing outstanding loans.
7. Step 7: You will then be taken to the ‘Offers’ tab where you will see loan products that you can avail of, the maximum loan amount you are eligible for, the EMI payable and the loan tenure, interest rate and whether the interest is fixed or floating.
8. Step 8: Select the loan product you would like to apply for. You will be taken to the loan application form where the details you have already provided (such as your name, email ID, etc) will be prefilled. Fill in the balance details – your date of birth and password and click on ‘Submit’.
9. Step 9: You will then be required to upload all the documents.
10. Step 10: Now all you have to do is pay the processing fees and your online loan application is complete.