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HDFC Bank personal loan

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Apply HDFC Personal Loan at lowest Rate of interest - HDFC bank instant personal loan

About HDFC Bank

HDFC bank is one of the leading financial and banking companies in India, headquartered in Mumbai. 76,286 employees work under this organization including 12,680 women and it has its other branches in Bahrain, Hong Kong, and Dubai. HDFC bank stands second largest banking and financial services in India according to their assets. HDFC bank offers various services and products including Personal loan, Home loan, Car loan, Credit card etc.

HDFC bank is a pioneer in providing personal loan with lowest interest rate, instant approval and quick disbursment of personal loan. HDFC bank provides personal loan those who are looking for personal loan first time. Get HDFC bank personal loan to fulfill your requirement with minimum documentation, calculate your monthly EMI with HDFC bank EMI calculator.

Eligibility to apply HDFC Bank Personal Loan in Bangalore

Anyone can apply for the personal loan in HDFC bank; the loan applying procedure is very simple. The documentation work is very simple and less but at the same time, you can get the loan quickly. You can easily apply online to get the personal loan from HDFC bank.

Salaried employees, doctors, employees of the public or private sector and employees of government sector will come under the HDFC bank personal loan eligibility. The applicant must be above 21 and below 60 years of age and they should earn the minimum monthly income of Rs. 15,000/-.

You can quickly get approval for the personal loan in HDFC bank up to rupees 15, 00,000. If you are an existing bank customer or customer of an auto loan with a clear repayment of 12 months and above, you can instantly get the free personal loan without your income document.

How to apply HDFC bank personal loan in Bangalore

Applying the HDFC bank personal loan is very easy. You can easily get the approval for the personal loan within 5 minutes. The HDFC bank personal loan interest rate are very reasonable, it also offers special facilities for the HDFC bank account holders, salaried, self-employed and women borrowers. You can easily get the personal loan for medical emergency, traveling, foreign vacation, marriage, renovation of a house, buying the property or for any other personal purposes. You can apply for personal loan in HDFC bank at anytime and anywhere.

How to apply personal loan

Quick Enquiry for Personal loan

  • I authorize CLG Financial Servies and its representatives to Call, SMS, Email or Whatsapp me about its products and offers.This consent overrides any registration for DND and NDNC

Personal Loan Eligibility Calculator

  • INR
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  • Eligible Loan Amount
  • Monthly EMI
HDFC Bank personal loan interest rate in Bangalore as on
Service type Interest rate
Rack Interest rates 11.49%-18% for salaried
Loan Processing charges Up to 2.5% of the loan amount subject to a minimum of Rs.1000/- and maximum of Rs. 25000/- for salaried
Prepayment No prepayment permitted until repayment of 12 EMIs for salaried
Pre payment Charges For salaried: 13-24 months- 4% of the Principal Outstanding
25-36 months- 2% of Principal Outstanding > 36 months-Nil
Charges for the late payment of EMI 24% per annum on amount outstanding from the date of default
Cheque bounce charges Rs. 450/- per cheque bounce
Required documents to apply HDFC Bank Personal Loan in Bangalore
  • Identity Proof: copy of passport/voter ID card/ driving license
  • Address Proof: Copy of ration, telephone or electricity bill/rental agreement/passport
  • Bank statement for last 3 months/passbook for last 6 months
  • Latest salary slip / current dated salary certificate with latest form 16
Features of HDFC bank personal loan
  • HDFC bank personal loan provides special offers, charges and interest rates for the HDFC bank account holders
  • The HDFC personal loan rate of interest is very flexible and they offer special rate of interest for the women borrowers
  • HDFC bank offers easy documentation process with 100% transparency
  • Quick loan approval within 10 seconds
  • Easy loan repayment options ranging from 12 to 60 months
  • No hidden charges, reasonable and lowest processing fee and offer convenient repayment options
  • Offers loan easily for the first time loan borrowers

Frequently Asked Questions(FAQ)

HDFC Bank Frequently Asked Questions(FAQ)

What are the charges applicable for HDFC Bank personal loan in Bangalore?

Usually, the other banks apply a fee of 05%-2.5% as processing charges for clearing personal loan application. However, HDFC processes personal loan applications without taking any processing charges.

What are the eligibility criteria for HDFC Bank personal loan in Banglaore?

The eligibility criteria for personal loan are not very stringent. You need to have a source of income either from employment or from property so that the repayment of the loan is possible and you need to be below 60 years of age while applying for the loan. Also, these rules differ for salaried and self-employed.

How to choose the best personal loan in Bangalore?

Choosing the best personal loan is not easy. You need to invest time and effort to go through the various options. While there is no sacrosanct set of rules that you can refer to when choosing personal loan, one simple trick is to compare the HDFC personal loan interest rate with other banks. You can also compare the processing fees and other charges. Needless to say, applicants will realize that HDFC offers them the best possible deal.

What are the documents required for HDFC Bank personal loan in Bangalore?

Ideally, the bank’s representative will walk you through the entire process and also help you put the documents together before your file is submitted. However, here are some of the documents that you will need to be ready with when applying for personal loan.

  • Identity proof
  • Current / permanent residence address proof
  • Salary slip for 3 months
  • 3 -6 months Bank Statements
  • Appointment letter and proof of work experience
  • Photograph and PAN card photocopy
  • Education proof
  • Employment proof
  • IT returns
How to check personal loan application status in hdfc bank?

You can easily check the HDFC bank personal loan status online. You can easily get all the latest updates of the HDFC bank online. You can go through the HDFC bank customer reviews online to know more about the smart services and offers in HDFC bank. HDFC bank is a very friendly bank that offers exciting facilities to the loan borrowers.

Click here to view the status of your HDFC bank Personal Loan application.

HDFC Bank Personal Loan News - Current updates for the month of

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