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| Bank Name | Rate of Interest | Pre Payment Charges | Processing Fee | |
|---|---|---|---|---|
| Salaried | Others | |||
| HDFC Bank | 13% - 18.25% | 16% - 20% | Nil (For Loan Amount > 10lakhs with Salary 75k & above) else 4% | Rs.999 - 1.75% (for Special Companies) else 2% |
| Axis Bank | 15.50% to 24% | 15.50% to 24% | Nil | 1.50% to 2.00% + Service Tax as applicable |
| ICICI Bank | 13.49% - 17.5% | 16% - 17.50% | Nil (For Loan amount above 10 lacs & 12 EMI paid) else 5% | 0.50% for special companies else 1.50% - 2.25% |
| Citibank | 13.5% - 16% | 16% - 17% | 3% | 1% - 2% |
| Standard Chartered Bank | 13% - 16% | 13% - 17% | 0% - 5% | 1% |
| IndusInd Bank | 14% - 16% | 15% - 16.5% | 4% | 1% - 2% |
| Kotak Bank | 13% to 24% | 13% to 24% | 6%, if within 6 months of the date of Agreement, 5% after 6 months | Upto 3% of Loan amount |
| ING Vysya Bank | 13.75% - 17.25% | 14.99% - 18.25% | 4% of the Principal Outstanding after repayment of 6 EMIs | Upto 2% of the loan sanctioned amount subject to a minimum of Rs.1,000/-. Fee is deducted from loan amount at the time of disbursal |
| HDB Finance | 16% - 18% | 17% - 21% | NIL for Select Corporates Employees (CAT A & B) 4% For Rest | 1% - 2% |
| Fullerton Finance | 21% - 32% | 21% - 32% | Zero after 3yrs (Otherwise 4%) | 2% |
